Our Services
At ATA Consulting, we provide strategic, personalized financial coaching designed to help you build stronger credit, reduce debt, manage income with intention, and create a clear financial roadmap for lasting success.
Full Credit Analysis
We begin by obtaining your complete three-bureau credit report and conducting a detailed, line-by-line review. Every account, inquiry, and negative item is carefully evaluated to uncover strategic opportunities for improvement. This deep analysis allows us to identify what’s helping, what’s hurting, and where targeted action can make the biggest impact.
Customized Credit Restoration Plans
No two credit profiles are the same. That’s why we design custom credit restoration strategies tailored specifically to your financial situation, goals, and desired outcomes. Your plan is built with clarity, transparency, and realistic expectations—so you always know what steps to take and why they matter.
Personalized Budget Development & Strategic Paycheck Planning
A strong financial foundation starts with a sustainable budget. We create a realistic, personalized budgeting plan that aligns with your income, obligations, and lifestyle—without deprivation or guesswork. Our goal is to help you gain control, confidence, and consistency in how you manage your money.
We help you approach each paycheck with intention. Through strategic paycheck planning, we guide you in allocating your income wisely—ensuring your essentials, goals, and priorities are covered while reducing financial stress and uncertainty.
Debt Reduction & Payment Strategies
Debt doesn’t have to feel overwhelming. We develop clear, structured debt reduction strategies to help you prioritize balances, simplify payments, and move steadily toward becoming debt-free. With a clear plan in place, progress becomes measurable and motivating.
Credit Analysis
Our comprehensive Credit Analysis provides a clear, accurate, and strategic understanding of your current credit profile. We review every component of your report to identify opportunities for improvement and create a personalized plan to strengthen your financial standing.
Review your credit reports for inaccurate, incomplete, or unverifiable items
Identify outdated or obsolete accounts that may be negatively impacting your score
Evaluate personal information for accuracy and consistency
Assess accounts that can be brought current to improve payment history
Analyze high-utilization accounts and develop strategies to reduce balances
Create a customized plan to correct inaccurate information
Build a strategic roadmap to raise and rebuild your credit score
Provide a detailed summary of all findings and recommended next steps
Offer ongoing education and guidance to support your credit-building journey
Credit Repair Services
Our Credit Repair Services are designed to provide clients with a clear, strategic, and results-driven path toward stronger credit and long-term financial stability. We combine thorough analysis, personalized planning, and ongoing education to support every step of your credit-building journey.
Conduct a comprehensive analysis and review of your current credit file status
Receive, process, and apply manual updates to your file
Manage incoming and outgoing correspondence with creditors and bureaus
Review updated credit reports to determine the most effective next steps
Develop a customized strategic plan aligned with your financial goals
Prepare and send dispute letters to creditors on your behalf
Assist with budgeting questions and credit-related processes
Provide ongoing credit education to strengthen long-term financial habits
Offer continuous budget and spending recommendations
Grant access to educational portals and learning resources
Share updated educational materials to support informed decision-making
Present debt consolidation options when appropriate
Ready to Take Control of Your Financial Future?
Your journey to stronger credit, smarter budgeting, and lasting financial stability starts today. Partner with ATA Consulting and gain the clarity, strategy, and support you deserve.
@2026 Copyright – ATA Consulting — Solutions that Inspire
This site is not part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way.
FACEBOOK is a trademark of FACEBOOK, Inc. Results may vary and testimonials are not intended to guarantee or represent that same results will be achieved.
ATA Consulting, LLC provides services to help you on your journey to financial empowerment and does not promise specific outcomes.